Home Mortgage Features

Home Mortgage Features to Consider

Fixed Rate Mortgages, Adjustable Rate Mortgages, or Combination Rate Mortgages
10 year, 20 year, 30 year, or 40 year home mortgages
Home Mortgage Rate
Appraisal Fee
Credit Report Fee
Real Estate Agent Commission
Origination Fee
Loan Discount or Points: 1 point = 1% of amount being borrowed
Settlement or Closing Fee
Title Search Fee
Title Insurance Costs
Attorney's Fees: Some states require attorney's, some do not
Property Taxes
City, County and State Charges
Property Survey
Pest Inspection
Flood Check Fee: If property is located in a flood zone
Property Insurance: Required by home mortgage lender
Private Mortgage Insurance (PMI): For home mortgages with low down payments

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Home Mortgage Features

Home Mortgage Features to Consider

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